Why choose us?

• You can complete your Personal Loan KYC through Aadhaar-based OTP if your mobile number is linked to Aadhaar. Otherwise, you can complete KYC by uploading theV
  
  
  No Collateral Required

Enjoy hassle-free financing without pledging any assets or property. Loan approval is based solely on your income and creditworthiness.

• Quick Access to Funds

Personal Loans are processed swiftly, ensuring you receive the funds in no time—often within seconds or just a few days after approval.

• Flexible Usage

Use your loan for virtually any purpose; be it a wedding, home renovation, medical emergency or travel. There are no restrictions on how you spend the funds.

• Budget-Friendly EMIs

Benefit from fixed and affordable EMIs that ensure easy repayment without stretching your finances.

Personal Loan

Eligibility criteria

If you meet the five basic criteria mentioned below, you are eligible for a personal loan

• Nationality should be Indian.

• Minimum age: 21 years and Maximum age: 67 years

• Employed with Public, private or MNC.

• CIBIL score should be 750 or higher.

• Monthly salary should be starting from Rs. 22,000 (Based on the city you are living in)

Documents required

Below are the documents required for completing your application process

• KYC documents (Aadhar card / PAN card).

• Salary slip of last 3 months.

• Bank account statements of last 3 months.

Business Loan

Eligibility criteria

Everyone who meet the five basic criteria below are eligible for business loan

• Nationality should be Indian.

• Minimum age: 24 years and Maximum age: 70 years

• Business vintage should be 1 year or above.

• CIBIL score should be 750 or above.

• Business must be profitable for the past 2 years.

Additional criteria: The applicant must own a residence, shop, office or godown.

Documents required
Below are the documents required for completing your application process

• KYC documents (Aadhar card / Voter’s ID / Passport / PAN card).

• Proof of business ownership (Trade licence/ITR/Establishment/Sales tax certificate).

• Income proof (ITRs and computation/ balance sheet (audited by a registered CA)/ P/L.

• Profit/Loss statement for the past two years).

• Last 6 months bank statement.
  
  

Home Loan

Eligibility criteria

Below are the housing loan eligibility criteria for the individuals:

• Nationality should be Indian.

• Minimum age: 21 years and Maximum age: 65 years (Salaried) and 70 years (Self-employed).

• Minimum income: Rs 15000 per month (Salaried) and Rs. 12000 (Self-employed).

• CIBIL score should be 750 or above.

• Co-applicant should be family member (If applicable).

Documents required

If you are eligible for home loan, check below the documents required:

• KYC documents (Aadhar card / Voter’s ID / Passport / PAN card).

• Last 3 months salary slip (Salaried) and Business profile (Self-employed).

• Processing Fee and CERSEI cheques.

• Signature proof.

Doctor Loan Eligibility criteria Nationality: Indian Age: 22 years to 80 years* CIBIL Score: 700 or higher Medical registration: Degree to be registered with the medical council "Higher age limit is applicable at the time of loan maturity. Documents Requirements KYC documents - Aadhaar/passport/voter's ID/driving license/letter from NPR/NREGA job card PAN card Medical registration certificate *Additional documents required, if any, will be communicated during the application process

Credit Card Loan

Want to apply for a credit card but are confused given the choices available?

Want to learn more about attractive credit card offers to cater to your needs?

Well, we have got you covered! A credit card is a thin piece of plastic issued by financial institutions to facilitate easy and immediate borrowing from a pre-approved limit. Making a purchase has never been this easy before. All it takes is a single swipe of the card. Avoid spending hours searching for the right credit card catering to your financial needs using INDIA LOAN FINANCE.

In the current times, availing an education loan has been made even easier. Now, one can apply for an education loan online. The loan will be sanctioned only in principal and the applicant will have to contact the bank for actual approval and disbursement of the education loan.