PayMinus: Your Global Wallet

Securely send, receive, and pay with multi-currency support. Enjoy seamless integration with mobile money and debit cards—all in one platform.

PayMinus Services

Money transfer with Cash App by Square! 

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Instant Peer-to-Peer Transfers

Send money instantly to anyone via email, phone, or wallet ID with low or no fees.

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Optional Debit Card Access

Use a virtual or physical debit card linked to your wallet for secure in-store and online purchases.

SumUp Solo is a portable payment solution designed for businesses on the go. Perfect for small businesses and vendors, enabling seamless contactless transactions in any setting. This modern, easy-to-use device provides convenience for both merchants and customers by offering a fast and secure checkout process.

Request Money with Payment Links

Generate payment links or invoices to easily request money from anyone, simplifying collections.

Empowering your wallet, worldwide and worry-free.

Start transacting with confidence today!

Team

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Name

(Sample Bio) Jane Doe is the Chief Technology Officer with over 10 years of experience in fintech, specializing in secure payment gateways and multi-currency wallet integration.
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Rachel Otsola

(Sample Bio) John Smith is the Head of Compliance and Risk Management, ensuring all KYC and regulatory standards are met for a secure and trustworthy user experience.

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Moses Wafula

Connect with Us to Explore Seamless Mobile Money Integration

Schedule a session to discuss how our platform can simplify transactions with M-Pesa, Airtel Money, and more.

PayMinus: Your Global Wallet

Discover PayMinus, the secure multi-currency digital wallet that lets you send, receive, and pay effortlessly. Enjoy instant transfers to email or phone, seamless web checkout, and easy withdrawals to your bank or mobile money. Simplify your payments with PayMinus today.

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Revolutionize Your Transactions with PayMinus: The Ultimate Secure Multi-Currency Digital Wallet

Seamless User Registration and Security

At PayMinus, user security and convenience are our top priorities. Our platform offers a straightforward registration process that requires email and phone verification, with an option for full KYC to unlock higher transaction limits. This ensures that your account is protected while providing flexibility to suit your transaction needs. Our robust security measures are designed to give you peace of mind every time you send or receive money.

Effortless Multi-Currency Wallet and Transaction Management

Manage your finances effortlessly with PayMinus’s multi-currency wallet that supports popular currencies like USD, KES, and EUR. Keep track of your transaction history in one place, and enjoy the flexibility to hold balances in multiple currencies simultaneously. Whether you’re sending money to a friend internationally or receiving payments for your business, PayMinus makes it simple, instant, and low-cost.

Comprehensive Payment Solutions for Every Need

PayMinus combines the best features of PayPal, M-Pesa, and Stripe Checkout into one platform. Send money instantly to anyone via email, phone, or wallet ID, generate payment links or invoices for easy money requests, and integrate a seamless "Pay with PayMinus" button for your e-commerce site. Plus, with mobile money integrations like M-Pesa and Airtel Money, withdrawing funds to your bank or mobile wallet is quick and hassle-free. Our optional virtual or physical debit card adds an extra layer of convenience for your everyday spending.

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Frequently Asked Questions


Merchants can add a “Pay with PayMinus” button on their websites, allowing customers to check out quickly and securely, similar to PayPal or Stripe Checkout.


You can send money instantly to anyone using their email, phone number, or wallet ID. Transactions are either free or incur a very low fee.


No, a debit card (virtual or physical) is optional. You can use the digital wallet and payment features without a card, but having one adds convenience for payments.


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Seamless Global Payments with PayMinus: Your All-in-One Digital Wallet and Gateway

Effortless Money Transfers and Multi-Currency Wallets

PayMinus revolutionizes the way you manage your finances by offering a secure, multi-currency digital wallet that allows you to hold and transact in various currencies such as USD, KES, and EUR. Whether you're sending money to friends and family using just an email or phone number, or receiving payments instantly, PayMinus ensures your transactions are smooth and hassle-free. The platform's intuitive interface and robust security features, including email and phone verification plus optional full KYC for higher limits, provide peace of mind for every user.

Empowering Merchants with Flexible Payment Solutions

For businesses, PayMinus offers a powerful payment gateway that integrates seamlessly with websites through a customizable checkout button. Merchants can easily add a "Pay with PayMinus" option, enabling customers to pay using their wallets or debit cards, whether virtual or physical. This flexibility caters to a wide range of customers and enhances conversion rates. Additionally, PayMinus supports withdrawals to bank accounts and popular mobile money services like M-Pesa and Airtel Money, making it an ideal solution for both local and international commerce.

Combining the Best of PayPal, M-Pesa, and Stripe Checkout

By combining the functionalities of PayPal, M-Pesa, and Stripe Checkout into a single platform, PayMinus offers unparalleled convenience and versatility. Users benefit from features such as instant, low-fee peer-to-peer transfers, invoice generation for payment requests, and comprehensive transaction histories for better financial management. Whether you're an individual or a business owner, PayMinus stands out as a trusted partner in the digital payment landscape, delivering speed, security, and multi-currency flexibility all in one place.